Skip to content
ENTR

Search

"algorithm"

30 articles found

Illustration explaining how a card's CVV value is generated

Credit Card

How is CVV generated?

CVV is a very critical 3-digit value used during a card's authorization process. The CVV value is encoded in the card's magnetic stripe data (Track 1 and Track 2). Is it generated by an algorithm or chosen at random?

Diagram explaining how the CVV/CVC code is generated and verified on payment cards

Credit Card

What is CVV/CVC?

CVV is short for Card Verification Value, a term used by Visa. CVC is short for Card Verification Code, a term used by MasterCard. The CVV/CVC code is used for cardholder verification and to reduce fraud risk.

Diagram illustrating the EMV Tag-Length-Value (TLV) data structure used in card transactions

Online & Authorization

What are EMV Tags?

In EMV, data is stored in Tag-Length-Value (TLV) format, and it is carried between the card, the POS terminal, and the authorization system in this same format. This post lists every EMV Tag, its type, and its description.

Diagram illustrating the tokenization and detokenization process for card payments

HCE

What Are Tokenization and Detokenization?

Tokenization generates secure data from a credit card number, using specific algorithms, for use during authorization. In CNP transactions, it removes the risk of storing or compromising the original card number.

Diagram of the components that make up an HCE transaction token

HCE

What components make up an HCE Token (Transaction Token)?

The token used in HCE transactions contains more than just a new number derived from the card number. It also includes single-use keys, an expiration date, RSA keys and certificates, transaction limits, and an Application Transaction Counter (ATC).

DES and AES encryption comparison illustration

HSM & Security

What are DES and AES Keys?

Below are the properties and descriptions of the DES and AES keys used for encryption: DES (Data Encryption Standard) and AES (Advanced Encryption Standard) are both symmetric block ciphers. DES is a symmetric block cipher with a 56-bit key length...