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Illustration representing the DCI debit credit indicator distinguishing card types in a transaction

Credit Card

What Is DCI (Debit/Credit Indicator)?

DCI (Debit/Credit Indicator) is a flag that shows whether a transaction was made with a credit card or a debit card. With the arrival of prepaid cards, it began to be used as DCPI (Debit/Credit/Prepaid Indicator). Is DCI sent in the authorization message?