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"Chip Condition Code"

3 articles found

Payment card with an EMV chip

Clearing

What is Chip Condition Code?

Chip Condition Code is a code carried in the F60 (Additional Data) DE14 field during clearing that shows the chip read status. The possible values and their descriptions are listed below.

Close-up of a payment card chip, illustrating EMV cardholder verification

Online & Authorization

Cardholder Verification in EMV (CVM)

Cardholder verification in EMV is specific to chip cards. One goal of EMV is to minimize card fraud. To do this, three parties must be verified: the bank, the cardholder, and the terminal. One of the data items taken from the card to prove identity is...

POS terminal device used to process chip card payments

Merchant & POS

What is Application Usage Control (AUC)?

AUC (Application Usage Control) specifies restrictions that limit an application by geography or by specific transaction types. It is a 2-byte data element in Tag 9F07. If present, the terminal performs checks such as whether the transaction is at an ATM.