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"ISO 7816"

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Diagram illustrating the EMV Tag-Length-Value (TLV) data structure used in card transactions

Online & Authorization

What are EMV Tags?

In EMV, data is stored in Tag-Length-Value (TLV) format, and it is carried between the card, the POS terminal, and the authorization system in this same format. This post lists every EMV Tag, its type, and its description.

SCRW smart card reader/writer device

Security

What is SCRW (Smart Card Reader Writer)?

SCRW (Smart Card Reader Writer) can be translated as Smart Card Reader/Writer. Smart chip card readers are sophisticated devices with built-in intelligence, usable in PCs, laptops, servers, smartphones, and set-top boxes.

Payment terminal screen displaying the Application Label of a card

Credit Card

What Is Application Label?

A mandatory alphanumeric field, 1-16 characters, sent in tag 50 of EMV transactions, representing a name related to the card application's AID in the ADF.

Diagram of the Command APDU structure fields: CLA, INS, P1, P2, Lc, Data Field, Le

Online & Authorization

What is an APDU (Application Protocol Data Unit) Command?

An APDU is an application-level protocol defined in ISO 7816-4 and used between a smart card and a POS, ATM, etc. There are two types of APDU: Command APDU and Response APDU. The structure of the APDU is given below.

Diagram of chip card file structure showing MF, DF, and EF layers

EMV

What is Dedicated File Name (DFN)?

DFN is the abbreviation for Dedicated File Name. It defines the name of the DF (Dedicated File) as described in ISO/IEC 7816-4. It is the data found in Tag 84, 5 to 16 characters in length.

Illustration of a smart card chip related to the ISO/IEC 7816 standard

Credit Card

What is ISO/IEC 7816?

ISO/IEC 7816 is an international standard jointly maintained by ISO and IEC, covering contact-based electronic identification cards, especially smart cards. It consists of 15 different parts, each covering a different aspect of smart card technology.