Does Law No. 6493 regulate the activities of businesses called “Bill Payment Centers”?
Subparagraph (e) of the first paragraph of Article 12 of the Law lists “services for intermediating bill payments” as a payment service within the scope of the Law. However, the Law does not use terminology such as “bill payment institution” or “bill payment center”. Therefore, intermediating bill payments is also a payment service under Article 12 of the Law, and this service can be carried out by payment institutions and electronic money institutions licensed by the Board.
Under Articles 12 and 14 of the Law, payment institutions that will obtain an operating license from the Board can themselves be divided into two groups:
1- Payment institutions that will obtain an operating license to provide bill payment intermediation services together with at least one or more of the other payment services listed in Article 12 of the Law
2- Payment institutions that will obtain an operating license only to intermediate bill payments
