Thanks to the API developed by BKM, BKM Express member merchants will be able to automatically update the BIN list of the cards of all card-issuing banks in Türkiye and offer advantages such as installments and reward points to their customers more efficiently.
BKM offers its own API (Application Programming Interface) to BKM Express member e-commerce businesses, giving them the opportunity to provide faster and more advantageous service to their customers. Thanks to the API developed by BKM, BKM Express member merchants will be able to automatically update the BIN numbers of all cards of 27 banks, and so offer their customers options such as shopping points and installments effortlessly.
You can find the details at the link below:
https://bkm.com.tr/faydali-bilgiler/bkm-api-2/
Why should the BIN list be kept up to date?
BIN information shows which bank and product a card belongs to. Using this information, an e-commerce site shows installment options, bank campaigns and some product-specific discounts to the right cards.
When the list is updated manually, new or changed BINs may be missed. Automatic updates through the API reduce the risk of incorrect installment display and customer complaints.
Merchants should plan the update frequency and what to do in case of errors in advance.
