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Diagram illustrating the structure of an Issuer Identification Number (IIN) on a payment card

Credit Card

What is an Issuer Identification Number (IIN)?

Issuer Identification Number (IIN) is the first 6 digits of 16-digit cards and the first 8 digits of 19-digit cards. It is more commonly known as BIN (Bank Identification Number). Learn what the IIN table holds and how to look one up.

Diagram illustrating the ISO/IEC 7810 card dimension standards

Credit Card

What is ISO/IEC 7810?

The ISO/IEC 7810 standard is an international standard that defines the physical characteristics of cards (credit cards, ATM cards, ID cards, etc.) such as physical dimensions, bending, flame and chemical resistance, temperature and humidity resistance, toxicity, and flammability.

Diagram of ISO 8583 Field 2 (F2) card number structure

ISO 8583

ISO 8583 Field Descriptions (F2)

F2 is the Card Number field in ISO 8583, identifying the cardholder and issuing bank. This post covers its structure, the 8-digit BIN update, field format, first-digit scheme identification, and PCI DSS security requirements.

Illustration of a co-branded credit card combining a bank and a commercial brand

Credit Card

What is a Co-Branded Card?

A co-branded card is a card offered by two or more organizations: one the issuing financial institution, the other a non-financial commercial brand (there may be more than one), such as an airline, hotel, or retail chain.

Close-up of a payment card showing its first six digits, the BIN

Credit Card

What Is a BIN (Bank Identification Number)?

BIN stands for Bank Identification Number, the unique code made up of a card's first 6 digits that identifies which bank issued it, under the ISO/IEC 7812 standard.

Credit card with digital security code animation

Credit Card

What is dCVV2?

Most of us are familiar with CVV2/CVC2 - the security code on the back of a card, usually three digits. So what is dCVV2? Here's how dynamic CVV technology works and why Visa introduced it for online payments.

Diagram illustrating the ISO/IEC 14443 contactless card communication standard

HCE

What Is the ISO/IEC 14443 Standard?

An international standard that defines proximity cards used in Near Field Communication (NFC) and the protocols used to communicate with them. It has 4 parts; Part 4 covers NFC and HCE operations.

Integrated Motorized Card Reader Writer (IMCRW) device

ATM

What is IMCRW (Integrated Motorized Card Reader Writer)?

The Integrated Motorized Card Reader Writer is a hybrid motorized card reader/writer used in some ATM models, self-service terminals, self-service charging machines, vending machines, and media inquiry machines, supporting magnetic stripe, RFID, and IC card reading.

Illustration of dynamic CVM limit management for contactless card payments

Payment Systems

Dynamic CVM Limit Management Approach: A New Era in Card Security

One of the most notable recent developments in card payments is that contactless limits are no longer fixed and can be managed dynamically per customer. Mastercard and Visa are taking different but complementary approaches, and ISO 8583 may need to evolve with them.

ISO/IEC 7811 identification card recording techniques

Credit Card

What Is ISO/IEC 7811?

ISO/IEC 7811 specifies the requirements for embossed characters on identification cards and is a set of nine standards describing recording techniques on identification cards.

PCI Security Standards Council overview

Security

What is PCI SSC?

It is an organization aimed at developing, managing, teaching, and raising awareness of security standards in the Card Payments Industry. The PCI Security Standards Council is also an open global forum for data security standards.