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"service model banking"

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Credit Card

Credit Card Minimum Payment Ratio Changed

With its announcement dated 09.06.2022, the BRSA changed how the credit card minimum payment is calculated: 20 percent of the period debt below a 25,000 lira limit and 40 percent above it. This post covers what banks should do and the likely market impact.

June 11, 2022

Closed-Loop Payments

Whose Ecosystem Does the Customer Stay In? | Closed-Loop Payments #7

In the final post of the closed-loop payments series, the common question behind cards, QR payments, and prepaid balances comes into focus: who manages the customer relationship, and whose ecosystem does the customer stay in?

September 26, 2026