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"Access Control Server"

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Diagram illustrating the Access Control Server (ACS) role in the 3-D Secure authentication protocol

Security

How can I find the list of Access Security Control (ACS) companies?

Access Security Control (ACS) is the security protocol that the card-issuing bank must maintain under the 3-D Secure protocol to support cardholder authentication. 3-D Secure is an XML-based protocol that adds an extra security layer to online card payments.

Diagram showing the role of the Access Control Server (ACS) in the 3-D Secure authentication flow

Security

What is Access Security Control (ACS)?

Access Security Control (ACS) is the security protocol that the card-issuing bank must maintain in 3-D Secure to support cardholder authentication, functioning as a complete authentication solution for issuers and payment processors.

Architecture diagram of the Visa EAS Server within the Visa Secure 3-D Secure authentication flow

EMV

What Is the Visa EAS Server?

The Visa EAS Server (Extended Access Service) is a server used in Visa’s authentication infrastructure. It was developed to run the cardholder authentication process securely between banks and the Visa network, particularly within Visa Secure (3-D Secure 2.x).

Diagram showing the Issuer Domain, Interoperability Domain and Acquirer Domain in 3D Secure

Merchant & POS

What are Payment Scheme 3D Secure systems?

3D Secure is short for Three Domain Secure (Issuer Domain, the Interoperability Domain and the Acquirer Domain), used to increase security in online transactions. Known to cardholders as 3D Secure, these systems are given unique names by payment schemes (MasterCard, Visa, etc.).

Diagram comparing the 3D, 3D Pay, and 3D Pay Hosting payment models

Payment Systems

What are the 3D Secure Payment Models?

In card payment transactions made via a physical POS device, entering the card's PIN keeps the transaction secure, while in virtual POS transactions, security is provided through the 3D Secure flow. Are 3D Secure payment methods standardized? There are 3 different 3D Secure models.

SCRW smart card reader/writer device

Security

What is SCRW (Smart Card Reader Writer)?

SCRW (Smart Card Reader Writer) can be translated as Smart Card Reader/Writer. Smart chip card readers are sophisticated devices with built-in intelligence, usable in PCs, laptops, servers, smartphones, and set-top boxes.

Illustration for a glossary of cryptocurrency terms such as Bitcoin, blockchain and mining

Cryptocurrency

What Are the Terms Used in the Cryptocurrency World?

Cryptocurrencies are becoming part of everyday life and are expected to compete seriously with card payments. This glossary explains the key crypto terms, from address, altcoin and arbitrage to halving, mining, proof of stake and stop-loss.

Illustration representing the products and services KKB offers directly to its member institutions

Credit Card

What Products and Services Does KKB Offer Directly to Members?

KKB was established, under banking law, to enable the exchange of all kinds of information and documents among at least five banks, and it also shares credit information about customers. The Credit Bureau of Turkey also serves deposit banks, participation banks, financial institutions, and more.