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Diagram showing the structure of an ISO 8583 message

ISO 8583

What Fields Make Up ISO 8583?

We covered the ISO 8583 basics in an earlier article. This post explains the ISO 8583 message structure in detail: every ISO 8583 message consists of three main parts - the MTI (Message Type Indicator), the Bitmap, and the Data Elements.

Diagram showing how card transaction data flows through the ISO 8583 messaging standard

Merchant & POS

What is ISO 8583?

Introduction: When a card (credit card/debit card/prepaid card) is used at an ATM or POS, data must be carried securely between systems. For example, in a store sale, the POS initiates the transaction, which must reach the cardholder's bank intact.

ISO 8583 field 64 message authentication code

ISO 8583

ISO 8583 Field Descriptions (F64)

F64 — Message Authentication Code (MAC): verifies the origin and text of the message between the sender and the receiver.