To create common rules and a common language, ensure interoperability among the actors in the payments ecosystem, support innovative initiatives and thereby help spread the use of QR codes in payment services, the “Regulation on Generating and Using TR QR Code in Payment Services” (Regulation) and the “TR QR Code Principles and Rules” document attached to this Regulation were published in the Official Gazette No. 31220 dated August 21, 2020 and entered into force.
With TR QR Code, the aim is to increase cashless payments in Turkey at every level, provide QR code standardization for retail payments and thereby support the goal of using less cash. With common QR code rules, users of different payment service providers will be able to pay by QR code, payments between different payment service providers will become easier, and QR codes will be encouraged as a payment method at merchants, including small-scale businesses.
This document presents the technical principles and rules for the use of TR QR Code in the payment services (mobile payment) specified in subparagraph (d) of the first paragraph of Article 12 of Law No. 6493 on Payment and Securities Settlement Systems, Payment Services and E-Money Institutions dated 20/6/2013 (Law).
This document, prepared in line with the Regulation and the TR QR Code Principles and Rules document attached to the Regulation, provides sample mobile payment workflows suited to the merchant-presented and consumer-presented QR code usage models, and defines the TR QR Code data organization for mobile payments under both usage models.
Within the principles and rules in this document, the definitions in the TR QR Code Principles and Rules document are used for the features of QR code technology, the encoding of data objects, data types and formats, the QR code data organization according to the business model used, and the properties of data objects.
This document has been prepared pursuant to the first paragraph of Article 6 of the Regulation.
The details of the document can be accessed via the link below:
