Illustration representing payment services data sharing

Payment Services Data Sharing Services refers to the data sharing services used in the payment services set out in subparagraphs (f) or (g)
of the first paragraph of Article 12 of Law No. 6493.

The content of the relevant article is set out below:

Payment service
ARTICLE 12 - (1) Under this Law, payment services means;
a) All transactions required for operating a payment account, including
services that allow depositing funds into and withdrawing funds from a payment account,
b) Money transfers involving the transfer of funds in the payment account that the payment service user
holds with the payment service provider, including one-off direct debit transactions, payment transactions made
with a payment card or similar instrument, and standing payment orders,
c) The issuance or acquiring of a payment instrument,
d) Money remittance,
e) Payment transactions in which the payer's consent to carry out the payment transaction is given through an information
or electronic communication device, and the payment is made to an information or electronic communication
operator acting solely as an intermediary between the payment service user and the supplier of goods or services,
f) Services provided for intermediating bill payments,
g) (Added: 12/11/2019-7192/8) Payment initiation services provided, at the request of the payment service
user, in respect of a payment account held with another payment service provider,
h) (Added: 12/11/2019-7192/8) Subject to the payment service user's consent being obtained, services that present
consolidated information, on online platforms, regarding one or more payment accounts that the payment service
user holds with payment service providers,
i) (Added: 12/11/2019-7192/8) Other transactions and services in the field of payments that reach a level, in terms of
total size or scope of impact, to be determined by the Bank,
constitute payment services.

You can access the relevant law via the link below:

https://www.tcmb.gov.tr/wps/wcm/connect/2f1f7375-31cb-4c3b-b5c6-72d8561140a7/%C3%96deme+Sistemleri+Kanunu.pdf?MOD=AJPERES&CACHEID=ROOTWORKSPACE-2f1f7375-31cb-4c3b-b5c6-72d8561140a7-nbMvi47