Membership in BKM (Interbank Card Center) is available in 3 statuses: bank, institution or HSK membership.
Legal entities applying for membership with bank status must be:
- A bank that is subject to the Law and other legislation in force on banking in Turkey, that issues or plans to issue cards under its own name or that has or plans to have merchant agreements, and that has obtained the necessary permits from the competent authority.
Legal entities applying for membership with institution status must be:
- An institution that is subject to at least one of the card system organizations, that issues or plans to issue cards under its own name or has or plans to have merchant agreements within the framework of Law No. 5464 on Bank Cards and Credit Cards, and that has obtained an operating permit for this activity from the competent authority,
or
- An institution that is subject to at least one of the card system organizations, that issues or plans to issue cards under its own name or has or plans to have merchant agreements within the framework of Law No. 6493 on Payment and Securities Settlement Systems, Payment Services and Electronic Money Institutions, and that has obtained an operating permit for this activity from the competent authority.
Legal entities applying for membership with HSK (Service Provider Institution) status must be;
- Institutions that provide services to BKM members with bank/institution status in connection with the payment services they obtain from BKM.
Important Information on the BKM Membership Process
Banks or institutions that meet the criteria set out in the membership acceptance rules can submit a membership application to BKM with the required information and documents.
Candidates whose membership application is accepted must meet the necessary administrative, technical and financial requirements. A bank/institution whose membership application is accepted must set up the hardware and infrastructure for the services it wants and has applied for, for at least one service, within 12 months from the date the membership agreement is signed, and must pass the BKM certifications. If this compliance cannot be achieved within 12 months following the signing date of the agreement, the agreement is terminated with immediate effect.
BKM Fee Principles
- Membership Application Fee – Paid once, following the submission of the "membership pre-application form", in return for the services provided from the receipt of the membership application until its completion.
- BKM Membership Fee – Paid once, after the agreement signing process is completed.
- BKM Fixed Services Fee – Collected monthly from BKM members.
- Product and Service Fees – Collected monthly from BKM members, based on the products and services they use.
You can click the link below for details:
https://bkm.com.tr/bkm-hakkinda/ortaklar-ve-uyeler/uyelik-kabul-esaslari/
