Illustration of the Mastercard Data Integrity Monitoring Program for transaction data quality

 The Data Integrity Monitoring Program, published by Mastercard on 24 May 2019, monitors transactions processed through the Mastercard system (authorization, clearing, chip, chargeback, etc.) with the aim of reducing the number of erroneous transactions and increasing transaction success rates.

The Data Integrity Monitoring Program monitors transaction data to help ensure the following:

• Payment transactions are processed in accordance with Mastercard processing rule requirements
• Compliance with Mastercard interchange requirements

With the Data Integrity Online tool on Mastercard Connect, customers (Acquirer/Issuer) can view compliance data and receive non-compliance notifications about transactions. Customers (Acquirer/Issuer) must register in order to use this service.

So, are all transactions monitored for data integrity under the Data Integrity Monitoring Program?

No. The systems monitored for data integrity under the Data Integrity Monitoring Program are listed below.

  • Issuer Authorization Dual Message System Edits (0110)
  • Issuer Debit Single Message System Edits (0210)
  • Issuer Chargeback Program
  • Global Collection Only
  • Mastercard Identity Check (AReq/ARes)
  • Acquirer Authorization Dual Message System Edits (0100)
  • Acquirer Clearing Dual Message System Edits (1240)
  • Acquirer Authorization Chip Dual Message System Edits (0100)
  • Acquirer Clearing Chip Dual Message System Edits (1240)
  • Acquirer Debit Single Message System Edits (0200)
  • Acquirer Debit Single Message System Chip Edits (0200)

You can access the details of the Mastercard Data Integrity Monitoring Program at the link below:

https://www.aibms.com/wp-content/uploads/2019/06/AN-2712%E2%80%94Data-Integrity-Monitoring-Program%E2%80%94Select-Europe-Region-Countries-to-be-Monitored-for-Compliance-with-Acquirer-ABU-Mandate.pdf