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Illustration of ISO 8583 message field layout used for field F37

ISO 8583

ISO 8583 Field Descriptions (F37)

F37-RETRIEVAL REFERENCE NUMBER is a code generated by the bank that initiates a transaction, used to uniquely track it. It is a 12-character alphanumeric value.

ISO 8583 field 52 PIN data encrypted PIN block

ISO 8583

ISO 8583 Field Descriptions (F52)

DE 52 — Personal Identification Number (PIN) Data: the field that holds the PIN data. PIN verification is carried out based on this field.

Diagram showing the structure of ISO 8583 field F48 (Additional Data)

ISO 8583

ISO 8583 Field Descriptions (F48)

DE 48 - ADDITIONAL DATA: these are additional data fields that can be used specifically for transactions. It is 255 characters long. Field F48 carries many pieces of information and is divided into PDS (Private Data Subelements).

Illustration of ISO 8583 message format

ISO 8583

ISO 8583 Field Descriptions (F44)

DE 44 - ADDITIONAL RESPONSE DATA is used to provide other supplementary data that may be needed in authorization, as a response to the authorization message. The Card Authentication Results Code is sent in position 9, and the CAVV Result Code is sent in position 15.

Diagram illustrating ISO 8583 Field 12 local transaction time

ISO 8583

ISO 8583 Field Descriptions (F12)

DE 12-TIME, LOCAL TRANSACTION: the local time at which the transaction took place at the point of transaction (ATM, POS). 6 digits, hhmmss format. F12 differs from F7 (Transmission Date and Time).

ISO 8583 field 10 cardholder billing conversion rate

ISO 8583

ISO 8583 Field Descriptions (F10)

DE 10, Conversion Rate, Cardholder Billing, is an 8-digit numeric value. The first digit shows the position of the decimal point from the right, and the next 7 digits show the value.

ISO 8583 field 9 settlement conversion rate

ISO 8583

ISO 8583 Field Descriptions (F9)

DE 9, Conversion Rate, Settlement, carries the settlement conversion rate. It is an 8-digit numeric value: the first digit shows the decimal position from the right and the next 7 digits show the value.

Diagram explaining ISO 8583 field 11 (STAN)

ISO 8583

ISO 8583 Field Descriptions (F11)

DE 11 - SYSTEMS TRACE AUDIT NUMBER: A 6-digit unique numeric value generated by the message originator, enabling unique tracking of the transaction. How is STAN generated?

Diagram illustrating the ISO 8583 F7 transmission date and time field

ISO 8583

ISO 8583 Field Descriptions (F7)

F7 - TRANSMISSION DATE AND TIME: the field containing the moment the initiating party started the transaction. It is a 10-character numeric value in MMDDhhmmss format.

Diagram showing the structure of the ISO 8583 F54 Additional Amounts field

ISO 8583

ISO 8583 Field Descriptions (F54)

F54 - ADDITIONAL AMOUNTS is the additional amount field used in transactions. It can take different values depending on the transaction, such as carrying account balance information for balance inquiries.

Diagram illustrating the ISO 8583 F55 field structure for ICC system related data

ISO 8583

ISO 8583 Field Descriptions (F55)

F55 - INTEGRATED CIRCUIT CARD (ICC) SYSTEM RELATED DATA: the field where EMV data is written on chip cards. It consists of components such as Position, Private Data Subelements, PDS Tag, PDS Length, and PDS Value...

Diagram illustrating the structure of ISO 8583 field F43

ISO 8583

ISO 8583 Field Descriptions (F43)

F43 - CARD ACCEPTOR NAME AND LOCATION: the field that holds the name and location of the merchant/ATM where a card transaction took place. It is 40 characters long and alphanumeric.