Credit Card
What is CVV/CVC?
CVV is short for Card Verification Value, a term used by Visa. CVC is short for Card Verification Code, a term used by MasterCard. The CVV/CVC code is used for cardholder verification and to reduce fraud risk.
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"card production"
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Credit Card
What is an Issuer Identification Number (IIN)?
Issuer Identification Number (IIN) is the first 6 digits of 16-digit cards and the first 8 digits of 19-digit cards. It is more commonly known as BIN (Bank Identification Number). Learn what the IIN table holds and how to look one up.
Payment System Institutions
What Is the BKM API?
Thanks to the API developed by BKM, BKM Express member merchants can automatically update the BIN lists of cards issued by all banks in Türkiye and offer installments and reward points more efficiently.
Credit Card
What is the Card Security Code?
The Card Security Code is a 3-digit numeric value used for cardholder verification and to reduce fraud risk. It is generated during card production and printed either on the card or encoded into the Track 1 and Track 2 data.
Credit Card
Is the CVV/CVC Code Always 3 Digits?
First, let's briefly explain CVV/CVC. CVV stands for Card Verification Value, a term used for Visa. CVC stands for Card Verification Code, a term used for MasterCard. The CVV/CVC code is used for cardholder verification and to reduce fraud risk.
Merchant & POS
What Is "Installments at the Cash Price"?
When you buy a product with a credit card, you can pay in a single payment or in installments. Installments at the cash price means paying in installments without any markup over the cash price, which benefits the cardholder.
Credit Card
What benefits do credit cards provide to merchants?
At first glance, a credit card seems like a product offered for cardholders' use and benefit, but it also provides significant benefits to merchants, from faster cash flow to collection security and new customers.
Credit Card
A Different Combo Card Experience: Union Bank RuPay Combo Card
A look at the Union Bank RuPay combo card, an unusual design with two chips, two card numbers, two CVV2 values, two magnetic stripes, and two payment schemes combining credit and debit card functions.
Merchant & POS
How Will the Decision on 4 Installments for Crafted Gold Sales Be Managed?
The BRSA announced it would allow 4 credit card installments for crafted gold jewelry, but not for coins or bullion. Since a jeweler sells both, how will the rule actually be enforced?
ATM
Transactions You Can Make at an ATM
Moving branch transactions to channels such as ATMs, internet banking and mobile banking lowers banking costs, so almost every transaction can now be done through them. Here is what ATMs offer.
Credit Card
What Is an Amex (American Express) Card?
Amex is short for American Express, a payment scheme like Mastercard, Visa, or TROY. Learn its history, what sets Amex cards apart, and whether every website accepts them.
Credit Card
What Is ISO/IEC 10373?
ISO/IEC 10373 specifies the technology-independent test methods needed to check that identification cards conform to the base requirements defined in ISO/IEC 7810 and related standards.