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Diagram explaining the MCC merchant category code field in ISO 8583 messages

ISO 8583

ISO 8583 Field Descriptions (F18)

F18-MERCHANT TYPE: This is the merchant's category code (MCC) information. It must contain values from the Mastercard or Visa MCC Code list. It is a 4-digit numeric value. For ATM transactions, MCC code 6011 should be sent. The role of MCC in authorization...

ISO 8583 field 35 Track 2 data

ISO 8583

ISO 8583 Field Descriptions (F35)

The card's Track 2 data is carried in this field. Track 2 data contains information such as the card number, expiry date and service code.

Example of RRN printed on a POS receipt used to trace ISO 8583 transactions

ISO 8583

ISO 8583 Field Descriptions (F37)

F37 - RETRIEVAL REFERENCE NUMBER: a 12-digit alphanumeric value generated by the Acquirer that initiates the transaction. It must be printed on the POS receipt or ATM slip. RRN is the reference number that allows a transaction to be located.

Diagram illustrating the structure of an ISO 8583 message field

ISO 8583

ISO 8583 Field Descriptions (F41)

F41 - CARD ACCEPTOR TERMINAL IDENTIFICATION: the terminal where a transaction took place. An 8-character alphanumeric value generated by the acquirer bank and assigned to the POS, managed as a unique terminal number at the acquirer.

Diagram illustrating the ISO 8583 F42 card acceptor identification code field

ISO 8583

ISO 8583 Field Descriptions (F42)

F42 - CARD ACCEPTOR IDENTIFICATION CODE: the merchant number of the terminal where a transaction took place. It is a 15-character alphanumeric value. Transactions are settled to the merchant's account based on the merchant number in this field.

Diagram of ISO 8583 Field 3 Processing Code structure

ISO 8583

ISO 8583 Field Descriptions (F3)

Field 3, Processing Code, is the field that shows what type of transaction is being performed and is critical for authorization. A Sale from POS differs from a Cash Withdrawal at an ATM.

Diagram of ISO 8583 Field 2 (F2) card number structure

ISO 8583

ISO 8583 Field Descriptions (F2)

F2 is the Card Number field in ISO 8583, identifying the cardholder and issuing bank. This post covers its structure, the 8-digit BIN update, field format, first-digit scheme identification, and PCI DSS security requirements.

ISO 8583 field 95 replacement amounts

ISO 8583

ISO 8583 Field Descriptions (F95)

DE 95, Replacement Amounts, shows the transaction amount information in full or partial reversals. Here are its subfields and how it relates to F4.

ISO 8583 F90 original data elements field layout diagram

ISO 8583

ISO 8583 Field Descriptions (F90)

F90 - ORIGINAL DATA ELEMENTS: the data elements from an original message, designed to identify the transaction in correction or reversal transactions. Subfields: Original MTI, Original DE 11 (STAN), Original DE 7, Original DE 32, Original DE 33.

ISO 8583 field table showing the F38 authorization identification response field

ISO 8583

ISO 8583 Field Descriptions (F38)

DE 38 (AUTHORIZATION IDENTIFICATION RESPONSE) is the authorization code generated when a transaction is approved. It is alphanumeric, 6 characters long, and left empty for declined transactions.

Diagram illustrating the ISO 8583 field 32 structure

ISO 8583

ISO 8583 Field Descriptions (F32)

F32 - ACQUIRING INSTITUTION IDENTIFICATION CODE: the 11-digit acquirer bank ID. The values it can take for domestic transactions and by card brand include Visa, MasterCard, UnionPay, Discover and JCB formats.

Diagram illustrating ISO 8583 field F23, the card sequence number

ISO 8583

ISO 8583 Field Descriptions (F23)

F23 - CARD SEQUENCE NUMBER: Information used to distinguish cards sharing the same card number. For example, the Card Sequence Number is incremented by 1 when a card is renewed. In an authorization transaction, if the F22 value is '05x'...