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Apple Card and Apple Pay announcement graphic from Apple's Special Event

Credit Card

Apple Is Rewriting the Card World...

Most of us remember the impact the first iPhone, introduced by Steve Jobs on January 9, 2007 and revolutionary for its time, had on our lives. In a similar way, a product that will completely change how we use and view credit cards...

Diagram illustrating EMV Level 1, Level 2, and Level 3 certification stages for payment terminals

Merchant & POS

What Are EMV Level 1, Level 2, and Level 3 Certifications?

The EMV Level 1 standard refers to an important global payment industry specification defining the electrical and physical interface between credit and debit cards and the payment terminal (ATM/POS). The EMV Contactless Level 1 certification guarantees that the device…

Diagram illustrating the Card Personalization Validation (CPV) process

Credit Card

What is CPV (Card Personalization Validation)?

CPV stands for Card Personalization Validation. It is Mastercard's term for the set of recommendations and instructions defined for the card personalization process. The equivalent for Visa is called GPR (Global Personalization Requirements).

PCI Security Standards Council overview

Security

What is PCI SSC?

It is an organization aimed at developing, managing, teaching, and raising awareness of security standards in the Card Payments Industry. The PCI Security Standards Council is also an open global forum for data security standards.

Virtual POS online card payment illustration

Merchant & POS

What Are the Benefits of a Virtual POS for Merchants?

A virtual POS is a payment platform that enables online payments by credit or debit card. Banks also give merchants interfaces for mail order, pre-authorization, cancellations and refunds.