Skip to content

Search

"Terminal"

252 articles found

European Association for Secure Transactions EAST

ATM

What Is the European ATM Security Team (EAST)?

EAST, originally the European ATM Security Team, is a non-profit organization working on ATM security. Founded in 2004, it later broadened its scope and became the European Association for Secure Transactions.

Illustration explaining the POS cashback feature

Merchant & POS

What is POS Cashback?

Cashback is a modern POS terminal service that allows cash to be withdrawn from the merchant's till while paying for goods and services. Although cashback is a feature specific to debit cards, you can also withdraw cash from an ATM...

Payment terminal screen displaying the Application Label of a card

Credit Card

What Is Application Label?

A mandatory alphanumeric field, 1-16 characters, sent in tag 50 of EMV transactions, representing a name related to the card application's AID in the ADF.

EMV Application Preferred Name tag 9F12 illustration

Credit Card

What Is Application Preferred Name?

Application Preferred Name is an optional alphanumeric EMV data element of 1–16 characters, sent in tag 9F12. It is stored on the card and gives the card application a more descriptive name than the Application Label.

Illustration representing the Mir payment card scheme

Merchant & POS

2 Turkish Banks Agreed to Accept the Mir Payment System

In Turkey, there are 3 payment schemes we are used to seeing: MasterCard, Visa, and Troy. American Express and Diners Club are also used, though less widely. Russia's Central Bank recently said two Turkish banks are preparing to accept Mir cards.

Diagram illustrating a bank's OnUs transaction flow and the process of opening ATMs to other banks' cards

ATM

What needs to be done to open ATMs to the use of all bank cards?

Suppose you are a newly established bank, wanting to offer customers all your products and services. Of course, this is not easy. First, the Bank's OnUs transaction processing step must run successfully before other banks' cards can be accepted at the ATMs.

Credit card statement showing an unrecognized transaction

Credit Card

Is Your Card Making Purchases Without Your Knowledge?

While reviewing your credit card statement, you suddenly notice a transaction you never made. What would you think? Is your card going shopping while you sleep? Let's look at how this can happen and what to do about it.

EMV application block command

EMV

What Is the Application Block Command?

The Application Block command is sent to invalidate the selected application on a card after the card has been issued. Unlike Card Block, it can be reversed.

Diagram of chip card file structure showing MF, DF, and EF layers

EMV

What is Dedicated File Name (DFN)?

DFN is the abbreviation for Dedicated File Name. It defines the name of the DF (Dedicated File) as described in ISO/IEC 7816-4. It is the data found in Tag 84, 5 to 16 characters in length.

Illustration showing how an Application Identifier (AID) is used in a chip card transaction

EMV

What is an Application Identifier (AID)?

The AID tells the terminal which applications are present on a chip during a POS or ATM transaction. What does the AID do? It lets the terminal determine whether it supports an application on the chip. In Tag 9F06, it is 5-16 digits long.