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Diagram illustrating ATM cash overage and cash shortage reconciliation

ATM

What are Cash Overage and Cash Shortage?

Cash overage and cash shortage are terms used in any system that operates with a cash account. A cash overage means more money is physically present than the ledger indicates; a cash shortage means less. In payment systems, these terms are most often used for ATMs.

Illustration of a new-generation smart cash register combining a fiscal device and a POS terminal

Merchant & POS

What You Need to Know About Smart Cash Registers (OKC)

A smart cash register is a new-generation, IP-based payment recording device that integrates a cash register with a POS terminal. It combines fiscal devices and POS devices in a single unit and transmits data to the Ministry of Finance in real time.

ATM screen prompting a credit card cash withdrawal transaction

Credit Card

Can I withdraw cash from an ATM with my credit card?

You can withdraw cash from an ATM using your credit card by accessing your account. The prerequisite is that a current account must be linked to your card. If not, only limited functions are available.

ATM operator menu screen used to perform a cassette reset

ATM

What Is ATM Cash Reset?

ATM cash reset is the process of reconciling the values in all of the ATM's cassettes and in the ATM's memory, zeroing out the ATM balance. The reset is carried out from the operator menu inside the ATM, via End of Day Operations.

Courier handing a package to a customer for cash-on-delivery payment

Merchant & POS

What Is Cash on Delivery?

Cash on delivery means paying for an online order at the moment of delivery, usually in cash, though some e-commerce sites also accept card payment at the door. It boosts sales and builds trust, but carries risks like missing POS terminals and refused deliveries.

Illustration of withdrawing cash from an ATM using a QR code generated in a mobile banking app

ATM

Withdrawing Cash with a QR Code

With the advancement of technology, cash withdrawal methods have also diversified. The latest trend is withdrawing cash with a QR code. By generating a QR code through the mobile branch app of a bank that supports this feature, customers can withdraw cash from an ATM without a card.

ATM cash dispenser mechanism distributing banknotes

ATM

What Are the Cash Dispensing Algorithms Used in ATMs?

ATMs are important transaction points that let customers handle financial transactions without visiting a bank branch. 24/7 availability matters for customer satisfaction, so banks take steps to reduce both operational and cash costs.

ATM cash trapping device attached to the cash dispenser slot

ATM

What is Cash Trapping?

Cash trapping is a type of ATM fraud in which criminals install a device on the ATM or interfere with its operation to trap dispensed cash, making it difficult to detect until the fraudster returns to retrieve the trapped money.

Diagram illustrating installment payments at the cash price for a credit card purchase

Merchant & POS

What Is "Installments at the Cash Price"?

When you buy a product with a credit card, you can pay in a single payment or in installments. Installments at the cash price means paying in installments without any markup over the cash price, which benefits the cardholder.

ATM cash withdrawal limits updated in 2025

ATM

ATM Cash Withdrawal Limits Updated

Due to inflation and other financial conditions, banks in Türkiye raised their ATM cash withdrawal limits as of 1 January 2025, from 10,000 TL to 15,000 TL and, at some banks, up to 20,000 TL.

Cash dispenser unit inside an ATM diagram

ATM

What Is a CD (Cash Dispenser)?

A cash dispenser is a device that lets customers withdraw money. Although the term is sometimes used as another name for an ATM, the dispenser is actually the unit inside the ATM that dispenses the money loaded into its cassettes.

A Cash Deposit Machine (CDM) used for depositing cash directly into a bank account

ATM

What is a CDM (Cash Deposit Machine)?

CDM is short for Cash Deposit Machine. It refers to ATMs that allow you to deposit money directly into your account using a card. You can use CDM ATMs to carry out transactions on your account without visiting a branch.