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Illustration of mobile commerce: shopping and payments made on a smartphone

E-commerce

What Is Mobile Commerce?

In recent years, data exchange over wireless mobile devices has become much faster and more secure. In 2019, mobile devices were used in 54.5 percent of purchases made by e-commerce users. With the steady growth in mobile users, mobile commerce keeps gaining ground.

Smartphone being used as a mobile POS device for a card payment

Merchant & POS

Mobile Phones Are Turning Into POS Devices

With advances in technology, mobile phones can now be used for many functions besides calls and internet access. One such innovation is the ability to use smartphones or tablets as POS devices.

Example of a POS transaction receipt (slip)

Merchant & POS

Don't Dismiss the POS Receipt

In daily credit card purchases, the POS produces two receipts: the Customer Copy and the Merchant Copy. The cardholder gets the customer copy; the merchant keeps its own copy by law.

BKM Express mobile payment application illustration

Credit Card

What is BKM Express?

What is BKM Express? BKM Express is a technical infrastructure solution developed by BKM that lets you pay securely for online purchases without sharing your card's full details. What are the advantages of BKM Express? To register your card you don't need to enter all…

Illustration of collecting a card payment through an SMS payment link on a mobile phone

Merchant & POS

What Are the Advantages of Collecting Payments by SMS?

In the past, collecting a payment meant physically swiping a card through a POS device. Payment methods have since diversified so much that customer satisfaction, transaction counts and volumes have all increased. Here is why SMS payment is gaining popularity.

Contactless card payment at a POS terminal after the limit increase to 250 TL

Merchant & POS

Contactless transaction limit raised to 250 TL

Current information: this article describes the limit in force at the time of publication. To reduce the risk of the coronavirus (Covid-19) spreading, the contactless transaction limit on credit and debit cards was raised to 250 lira.

Diagram comparing the three levels of payment-card tokenization: static, semi-dynamic and dynamic

HCE

What Are the Levels of Tokenization?

Generating a token from the card number is essential to the security of payments made with mobile devices. The level of tokenization used depends on the need and on how critical the token is. Static tokenization: the token is generated once and stored in a database.

Payment by SMS link on a mobile phone illustration

E-commerce

What Is Payment by SMS?

Payment by SMS is a solution where the merchant sends the customer a link via SMS through an online collection system, and the customer pays by entering their debit or credit card details.