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"self-service payments"

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Unattended self-service POS terminal used for card payments

Merchant & POS

What Is an Unattended POS?

Unattended POS is a type of POS that is not managed by merchant staff and is triggered by the customer in self-service services. Its use has increased further with the rise of mobile payments.

Diagram showing the CAT (Cardholder Activated Terminal) Indicator field used in payment authorization messages

Merchant & POS

What is the CAT (Cardholder Activated Terminal) Indicator?

CAT (Cardholder Activated Terminal) devices are typically unattended terminals that accept various payment cards. These terminals are frequently installed at railway ticket stations, gas stations, toll roads, parking lots, and other commercial locations.

Diagram of a smartphone using Magnetic Secure Transmission (MST) to emit a signal that mimics a card's magnetic stripe at a POS terminal

Merchant & POS

What is MST (Magnetic Secure Transmission)?

Magnetic Secure Transmission (MST) is a mobile payment technology in which devices such as smartphones emit a signal that mimics the magnetic stripe on a traditional payment card, letting a physical card's POS use be imitated without upgrading terminal software or hardware.

Customer paying credit card debt through a mobile banking app

Credit Card

How do I pay my credit card debt?

In the past, banking could only be done at branches, but with technology, customers can now check and pay credit card debt through ATMs, branches, internet banking, mobile banking, and the PTT post office.