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Computer-based social engineering attack illustration

Security

What Is Computer- and Technology-Based Social Engineering?

Social engineering is the art of obtaining information people should normally keep private by exploiting the human factor. In its computer- and technology-based form, the information is obtained through technology.

Conceptual illustration of a brain-computer interface chip connected to a human brain

Payment Systems

What Could Neuralink Change in Payment Systems?

Elon Musk was set to unveil Neuralink, a brain-computer interface. What is Neuralink, and how might payment systems change if payments, cards, ATMs and POS devices move from phones to a chip in the brain?

Screenshot of a mobile phone showing a digital payment screen, illustrating digitalization and payment systems

Merchant & POS

A look at April 23 through the lens of digitalization and payment systems

Today is April 23, the 100th anniversary of the opening of the Grand National Assembly. Taking Children's Day as a starting point, this post looks at digitalization, Generation Z, blockchain, biometric payments and the cashless society from a payment systems perspective.

Illustration of voice shopping and mobile payments with Mastercard

Merchant & POS

MasterCard Is Getting Ready for Voice Shopping

Payment systems once meant a physical card and a PIN on a POS device. Digitalization that began with contactless transactions has accelerated with mobile payments, and MasterCard is now working on voice shopping and Soft POS in Turkey.

Diagram of an e-money institution and the services it can provide under Law No. 6493

Payment Institutions & E-Money

What Is an E-Money Institution? Which Services Can It Provide Under Law No. 6493?

The Law defines e-money as monetary value issued in exchange for funds accepted by the issuer, stored electronically, used for payment transactions and accepted as a payment instrument by persons other than the issuer. This post explains e-money institutions and the services they may provide.

Smart Payment Association (SPA) logo

Payment Systems

What is SPA (Smart Payment Association)?

The Smart Payment Association (SPA) is the trade association of the smart payments industry. It provides leadership and expert guidance to help members and customers realize smart, secure and personalized payment systems and services, now and in the future.

Fintech companies combining finance and technology

Payment Systems

What is Fintech?

Fintech, short for financial technologies, is a term for companies that bring together finance and technology to provide easy and fast financial services, growing rapidly worldwide.

Deutsche Bank Tarjeta Calma credit card featuring dynamic CVV technology

Credit Card

Deutsche Bank produces a card with a CVV that changes every 4 hours

Germany-based Deutsche Bank is launching a new credit card in Spain with a dynamic CVV code that changes every four hours, to make online shopping more secure. Deutsche Bank partnered with Mastercard and Idemia for the new card, launched under the Tarjeta Calma brand.