General
Agentic Commerce Series – Part 6
Who will win in Agentic Commerce? Owning the customer used to be a huge advantage. Once an agent starts deciding on the customer's behalf, where does the real power move to?
Coming soon
Not translated into English yet
Sadece X tatil köyünün içinde yapılan alışverişlerde kullanılan bir ön ödemeli kart çıkarıyoruz. Bu kart ile tatil köyünün restoranında yenen yemek ücretleri ödenebildiği gibi, marketinden şampuan, terlik gibi tatil ihtiyaçları da temin edilebiliyor. Bu ön ödemeli kartın çıkarılması elektronik para ihracı kapsamına girer mi? hasn't been translated into English yet. We're translating articles gradually — in the meantime, you can read it in Turkish:
Read it in TurkishAlready available in English
Agentic Commerce
Agentic Commerce Series – Part 5
Points or habit? Loyalty programs are built on steering human behavior. But if an AI agent starts shopping on our behalf, do points and campaigns still work the same way?
Agentic Commerce
Agentic Commerce Series – Part 4
Are We Ready to Give an AI Agent the Authority to Make Payments? Having long looked at complaint and dispute processes in payment systems, I think granting an agent payment authority is far different from research or product selection.
Agentic Commerce
Agentic Commerce Series – Part 3
Can AI Decide on Our Behalf? Letting an AI agent handle research can make life much easier. The real question is where that should stop, and how much decision-making authority we are ready to hand over.
Payment Systems
Agentic Commerce Series - Part 2
If users start describing their needs instead of searching for products, one of the internet economy's most fundamental habits could change.
Agentic Commerce
Agentic Commerce Series – Part 1
The next customer on the internet may not be human. If AI agents become part of purchasing decisions, the rules of e-commerce, marketing, and payment systems could change.
Merchant & POS
Is a Transaction Made by Swiping the Magnetic Stripe of a Chip Card Always a Fallback Transaction?
It's important to first distinguish between magnetic-stripe and fallback transactions. A magnetic-stripe transaction skips the chip entirely, which lowers its security level compared to a fallback transaction.
Payment Systems
What are Online and Offline PIN? Can PIN be bypassed?
Online PIN is verified by the card-issuing institution through the message itself, while Offline PIN is verified on the chip. This article explains the difference and when PIN bypass is allowed.