Skip to content

Search

"card security"

295 articles found

Embossed debit card with raised card number and cardholder name

Debit Card

What is an embossed debit card?

The main difference between embossed debit cards and standard debit cards is that the card number, cardholder name, and expiration date are printed in raised, embossed format rather than flat.

Credit card with a built-in fingerprint sensor for biometric cardholder verification

Credit Card

Who Wouldn't Want a Credit Card with a Biometric Reader?

Card security is critical in card payment systems. Chip&Pin curbed much fraud, but gaps remain. Cornercard, Gemalto and Visa launched Switzerland's first credit card with a built-in fingerprint reader. Here is how it works.

SCRW smart card reader/writer device

Security

What is SCRW (Smart Card Reader Writer)?

SCRW (Smart Card Reader Writer) can be translated as Smart Card Reader/Writer. Smart chip card readers are sophisticated devices with built-in intelligence, usable in PCs, laptops, servers, smartphones, and set-top boxes.

Diagram explaining 3D Secure, Half 3D, and Non 3D e-commerce transaction levels

Merchant & POS

What is an E-commerce Transaction?

E-Commerce can briefly be described as the sale and purchase of products over the internet, a term used since 1969. Virtual POS operates behind e-commerce transactions, which take place at different levels: Non 3D, Half 3D, and Full 3D Secure.

Diagram illustrating the role of a Secure Element Issuer in mobile payments

HSM & Security

What is a Secure Element Issuer?

Secure Element Issuer is the stakeholder that provides, maintains, and updates the secure element in cases where mobile payment application and card data are stored in the secure element inside a mobile phone.

Diagram illustrating the Access Control Server (ACS) role in the 3-D Secure authentication protocol

Security

How can I find the list of Access Security Control (ACS) companies?

Access Security Control (ACS) is the security protocol that the card-issuing bank must maintain under the 3-D Secure protocol to support cardholder authentication. 3-D Secure is an XML-based protocol that adds an extra security layer to online card payments.

Diagram comparing the 3D, 3D Pay, and 3D Pay Hosting payment models

Payment Systems

What are the 3D Secure Payment Models?

In card payment transactions made via a physical POS device, entering the card's PIN keeps the transaction secure, while in virtual POS transactions, security is provided through the 3D Secure flow. Are 3D Secure payment methods standardized? There are 3 different 3D Secure models.

Card skimming device attached to an ATM card reader slot

Fraud

What Is Card Skimming?

Card skimming is the theft of card information by copying it with the help of a device. Because data inside the chip is very difficult to steal, chip cards are far more secure than magnetic-stripe cards. Turkey is very advanced in card security technology.

Illustration representing PIN Transaction Security (PTS) certified payment devices

Merchant & POS

What is PIN Transaction Security (PTS)?

PIN Transaction Security (PTS) verifies that card data and PIN information are used for a payment transaction. It is a set of modular evaluation requirements managed by the PCI Security Standards Council for PIN-accepting terminals.

Screenshot illustrating a prepaid card and its features

Credit Card

What is a prepaid card?

A prepaid card is a customized card, with or without a chip, not linked to a bank account and without a credit limit like credit cards, letting you spend only the amount loaded onto it.