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Diagram explaining the PAN Sequence Number (PSN) field on a chip card

Credit Card

What Is PSN (PAN Sequence Number)?

A 2-character field written to the card's chip data that increases by 1 with each card renewal, allowing authorization to distinguish between the old and new card. This means that, theoretically, assuming no other conditions prevent it, a...

Illustration representing a vishing voice phishing phone scam

Security

What Is Vishing (Voice Phishing)?

Vishing is a method of deceiving the victim using voice. It replaces the "p" in phishing with the first letter of "voice," meaning "voice deception." It is reinforced by technology in social engineering cases to extract information more easily.

Numberless bank card design concept with no printed digits

Credit Card

Did Someone Say a Numberless Card?

When we think of a credit card, we picture one printed with the Card Number, Cardholder Name, Expiration Date, and CVV2 information. But what if we told you there is a card with no numbers on it at all? It may sound strange at first, but...

Mifare contactless smart card

Debit Card

Features of Mifare Cards

We previously explained detailed information about Mifare cards at the link below: https://unalarif.com/yazi/mifare-kart-nedir/ Now let's list the technical features of Mifare cards.

Animated illustration of a credit card representing dynamic security code technology

Credit Card

What is a Dynamic Card Security Code (CSC)?

It is a CVV2/CVC2 code that changes every few minutes instead of the static code printed on the back of a credit card, aimed at reducing fraud risk in CNP (Card Not Present) transactions.

Contactless payment wave symbol printed on a bank card

Contactless

Does My Card Support Contactless Payments?

You can tell whether a card supports contactless payments by the four wave symbols printed on it. If the wave symbol is present, your card supports contactless transactions. If not, contact your bank for a new card.

Contactless payment being made with a card at a POS terminal

Online & Authorization

When Does a Contactless Transaction Post to the Account?

A contactless transaction is a fast, secure payment made without direct contact between the card and the POS terminal (without reading the chip or magnetic stripe). Can every card be used for contactless payments? For a transaction to be contactless…

Example of RRN printed on a POS receipt used to trace ISO 8583 transactions

ISO 8583

ISO 8583 Field Descriptions (F37)

F37 - RETRIEVAL REFERENCE NUMBER: a 12-digit alphanumeric value generated by the Acquirer that initiates the transaction. It must be printed on the POS receipt or ATM slip. RRN is the reference number that allows a transaction to be located.

Customer making a contactless payment by tapping a card on a POS terminal

Contactless

What Is a Contactless Transaction?

A contactless transaction is a fast and secure payment made between a credit card and a POS terminal without direct contact, without reading the card's chip or magnetic stripe. Both the card and POS terminal must support contactless transactions.