Skip to content

Search

"interest"

68 articles found

Chart of the effects of credit card usage on inflation

Credit Card

Does Credit Card Usage Increase Inflation?

The effect of credit cards on inflation has been debated for years. Because I am asked about it so often, I ran a poll on arifunal.com to gather readers' views. This post weighs the positive and negative effects and compares the poll with the research findings.

Apple Card and Apple Pay announcement graphic from Apple's Special Event

Credit Card

Apple Is Rewriting the Card World...

Most of us remember the impact the first iPhone, introduced by Steve Jobs on January 9, 2007 and revolutionary for its time, had on our lives. In a similar way, a product that will completely change how we use and view credit cards...

Starling Bank vertical credit card design

Credit Card

Vertical Revolution in Credit Cards

The payment card industry is arguably the sector most affected by technology and the quickest to adapt new developments. With mobile devices, payment systems have changed a lot - we now prefer using our credit cards virtually rather than physically.

Credit card representing a periodic limit increase

Credit Card

What Is a Periodic Credit Limit Increase?

As credit card use grows, so does the importance of raising your limit to keep pace with inflation. Learn how periodic limit increases work, who qualifies, and the legal caps that apply.

Illustration representing minimum credit card payment amount calculation

Credit Card

What Is the Minimum Payment Amount? How Is It Calculated?

The minimum payment amount is the portion of the monthly debt - resulting from a cardholder's credit card spending shown on the latest statement - that must be paid. How much of the total debt is the minimum payment amount? Although the calculation varies from bank to bank...