As a result of work carried out to achieve the desired results from a shared ATM system, initially:
- Vakıf Katılım,
- Ziraat Bankası,
- Halkbank,
- Vakıfbank and
- Ziraat Katılım came together and launched the “Free Shared ATM Use” system with a protocol signed on 04.04.2018.
Accordingly, the following transactions, which can be made at approximately 15,000 shared ATMs belonging to these banks,
- Cash deposit
- Cash withdrawal
- Balance inquiry
- Credit card debt inquiry
- Credit card limit inquiry
- Credit card debt payment
can be carried out free of charge by the customers of these banks, within their transaction limits.
So which banks are included in the platform?
Seven public banks are included in the platform. These banks are:
- Emlak Bank,
- Ziraat Bankası,
- Halkbank,
- Vakıfbank
- Vakıf Katılım
- PTT
- Ziraat Katılım.
The logic of a shared ATM
The goal of a shared ATM practice is to let customers of banks in the same group use each other's ATMs as if they were their own bank's ATMs. This provides convenience to customers in areas with many ATMs and reduces the interbank fee burden.
The scope of the practice, the free transaction types and the limits are set in the protocol and may change over time. That is why the relevant banks' announcements should be checked for the current scope.
Transaction fees may apply for transactions outside the scope or at another bank's ATM.
