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"ATMs"

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ATM machine with card reader, keypad and screen

ATM

15 Interesting Facts About ATMs

Although we can now carry out almost all branch transactions at an ATM, for most of us an ATM is still just a machine for depositing and withdrawing cash. Today, without a card, we can use our phones to deposit and withdraw cash via QR code.

Diagram illustrating how a recycle ATM reuses deposited banknotes for withdrawals

ATM

What is a Recycle ATM?

ATM devices were originally designed for customers to withdraw cash from their accounts. But since many transactions are now possible through ATMs (for example, deposits), many improvements have been made for more effective ATM use. One of the most important examples is Recycle ATMs.

Bank ATM machine illustrating the difference between onsite and offsite ATM locations

Merchant & POS

What Are Onsite/Offsite ATMs?

ATMs, which once only let customers withdraw cash from their accounts, have now turned into a channel where almost all branch transactions can be performed, and these functions keep growing year after year. So, are there different types of ATMs...

ATM machine targeted by jackpotting attacks

ATM

ATM Hacking Attacks Are on the Rise!

ATMs hold large amounts of cash, which keeps them in fraudsters' sights. Diebold Nixdorf and NCR report that jackpotting attacks have reached the United States. Here is what happened and what precautions can improve ATM security.

Bitcoin ATM kiosk used for buying and selling Bitcoin

ATM

What Is a Bitcoin ATM? How Does It Work?

A Bitcoin ATM (BTM) is a specialized kiosk designed for Bitcoin transactions, letting users buy and sell Bitcoin. General features: it enables Bitcoin purchases and sales, and while it visually resembles traditional ATMs...

Transactions available at an ATM

ATM

Transactions You Can Make at an ATM

Moving branch transactions to channels such as ATMs, internet banking and mobile banking lowers banking costs, so almost every transaction can now be done through them. Here is what ATMs offer.

ATM machine card slot

ATM

Why Does an ATM Swallow Your Card?

ATMs make many banking transactions faster and easier, but like any electronic device they can run into trouble, including swallowing your card. Here is why it happens and what to do.

Chart showing the global decline in the number of ATMs

ATM

The number of ATMs is declining worldwide

ATMs, which let us meet our cash needs, pay card debt, make transfers, and even withdraw or deposit cash via QR code without a card, have started losing popularity after all these years.

ATM operator menu screen used to perform a cassette reset

ATM

What Is ATM Cash Reset?

ATM cash reset is the process of reconciling the values in all of the ATM's cassettes and in the ATM's memory, zeroing out the ATM balance. The reset is carried out from the operator menu inside the ATM, via End of Day Operations.

Diagram illustrating a bank's OnUs transaction flow and the process of opening ATMs to other banks' cards

ATM

What needs to be done to open ATMs to the use of all bank cards?

Suppose you are a newly established bank, wanting to offer customers all your products and services. Of course, this is not easy. First, the Bank's OnUs transaction processing step must run successfully before other banks' cards can be accepted at the ATMs.

ATM machine vulnerable to hacking and fraud

ATM

Can ATMs Be Hacked?

ATMs are among the channels banks use most to serve customers. Besides being one of the most important channels, because they physically dispense cash and give access to a customer's account, many fraud cases occur at ATMs.

Diagram of a twin tower ATM with separate recycler and dispenser units

ATM

What Is a Twin Tower ATM?

A twin tower ATM, also called a dual tower ATM, has both a recycler unit for depositing and withdrawing cash and a dispenser unit for withdrawals only, cutting cash replenishment needs at busy locations.