Below is information on the products found in the Visa and MasterCard systems, along with their associated product codes:
Product ID (cardProductId)
| Code | Description | Code | Description |
|---|---|---|---|
| A | Visa Traditional | M | MasterCard |
| AX | American Express | N | Visa Platinum |
| B | Visa Traditional Rewards | N1 | Visa Rewards |
| C | Visa Signature | N2 | Visa Select |
| D | Visa Signature Preferred | P | Visa Gold |
| DI | Discover | Q | Private Label |
| DN | Diners | Q1 | Private Label Prepaid |
| E | Proprietary ATM | Q2 | Private Label Basic |
| F | Visa Classic | Q3 | Private Label Standard |
| G | Visa Business | Q4 | Private Label Enhanced |
| G1 | Visa Signature Business | Q5 | Private Label Specialized |
| G2 | Visa Business Check Card | Q6 | Private Label Premium |
| G3 | Visa Business Enhanced | R | Proprietary |
| G4 | Visa Infinite Business | S | Visa Purchasing |
| G5 | Visa Business Rewards | S1 | Visa Purchasing with Fleet |
| I | Visa Infinite | S2 | Visa Government Purchasing |
| I1 | Visa Infinite Privilege | S3 | Visa Government Purchasing with Fleet |
| I2 | Visa UHNW | S4 | Visa Commercial Agriculture |
| J3 | Visa Healthcare | S5 | Visa Commercial Transport |
| JC | JCB | S6 | Visa Commercial Marketplace |
| K | Visa Corporate T&E | U | Visa Travel Money |
| K1 | Visa Government Corporate T&E | V | Visa V PAY |
| L | Visa Electron |
Why is the product code important?
The product code indicates which product family the card belongs to. This information is used in clearing and commission calculations, as well as in determining the benefits offered to the cardholder.
On the merchant side, different commission rates or transaction rules can be defined based on the card product. When banks launch a new product, they request a product code from the scheme and link it to the relevant BIN.
Not all codes may appear in the table; for the current list, the documents published by the scheme operator should be consulted.
