Ödeme İste request to pay on FAST illustration

The Ödeme İste (Request to Pay) System is a value-added service that aims to improve customers' user experience in the Instant and Continuous Transfer of Funds – FAST System.

The Ödeme İste System is based on the payee customer requesting payment from the payer customer, and the payer customer responding to this request.

BKM's role in the Ödeme İste System:

BKM is the operator of the Ödeme İste System between Payment Service Providers.

The Ödeme İste flow:

  • The payment request that is created is carried out under the controls of the PSPs where the parties' accounts are held.
  • BKM acts as the operator of the Ödeme İste System between the relevant PSPs.
  • Individuals or institutions receive the payment request via an instant notification and respond on whether to make the payment.
  • Depending on the response, the payment is triggered and routed to the appropriate payment system.

Participants in the Production Environment

  1. Türkiye Cumhuriyeti Ziraat Bankası A.Ş.
  2. Türkiye Halk Bankası A.Ş.
  3. Türkiye Vakıflar Bankası T.A.O.
  4. Akbank T.A.Ş.
  5. Türkiye Garanti Bankası A.Ş.
  6. Türkiye İş Bankası A.Ş.
  7. Yapı ve Kredi Bankası A.Ş.
  8. QNB Finansbank A.Ş.
  9. Denizbank A.Ş.
  10. Kuveyt Türk Katılım Bankası A.Ş.

You can find detailed information on the Ödeme İste System via this link.