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Consumer Protection Law No. 6502 illustration

Laws & Regulations

What Is Consumer Protection Law No. 6502?

Law No. 6502 on Consumer Protection aims to protect consumers' health, safety and economic interests, compensate their losses and inform them. It covers all consumer transactions and practices aimed at consumers.

Diagram illustrating a Trusted Execution Environment (TEE) architecture

HSM & Security

What is TEE (Trusted Execution Environment)?

A Trusted Execution Environment (TEE) is an environment where executed code and accessed data are isolated and protected in terms of confidentiality (no one has access to the data) and integrity (no one can alter the code or its behavior). We may not realize it, but many…

Illustration of a customer completing a payment through an online payment link

Merchant & POS

What Are the Advantages of Paying with an Online Payment Link?

Advances in payment systems make shopping safer and easier for customers. For e-commerce sites and brands, offering reliable, practical and fast payment options is a serious advantage. An online payment link is one innovative way to accept payments without a POS device.

Deutsche Bank Tarjeta Calma credit card featuring dynamic CVV technology

Credit Card

Deutsche Bank produces a card with a CVV that changes every 4 hours

Germany-based Deutsche Bank is launching a new credit card in Spain with a dynamic CVV code that changes every four hours, to make online shopping more secure. Deutsche Bank partnered with Mastercard and Idemia for the new card, launched under the Tarjeta Calma brand.

Credit card with digital security code animation

Credit Card

What is dCVV2?

Most of us are familiar with CVV2/CVC2 - the security code on the back of a card, usually three digits. So what is dCVV2? Here's how dynamic CVV technology works and why Visa introduced it for online payments.

UnionPay logo

Merchant & POS

What Is UnionPay?

UnionPay International (UPI) is a China UnionPay subsidiary founded in November 2012. Together with more than 1,000 institutions worldwide, UPI provides international card acceptance in 160 countries and card issuance in more than 40 countries and regions.

Merchant choosing between a bank POS and a virtual POS service

Merchant & POS

Is it mandatory to work with a bank to get a POS terminal?

The answer depends on the type of POS terminal. A physical POS (GPRS, Dial-Up, IP, or cash-register POS) requires working with a bank. A virtual POS can also be obtained from a payment institution without a separate bank agreement.

Illustration representing open banking and banking as a service with digital banking and API connection icons

Open Banking

What are the differences between Banking as a Service and Open Banking?

First, it is useful to briefly recall the concepts of Banking as a Service and Open Banking. Banking as a Service (BaaS) lets interface developers connect directly to service banks' systems via APIs and open banking services to run banking transactions for customers...

Amazon PayCode cash payment option

E-commerce

What Is Amazon PayCode?

Amazon PayCode is a payment option that lets customers pay for Amazon orders in cash: after checkout they receive a code and pay at a participating Western Union agent location.

Screenshot of an Address Verification Service (AVS) response code table

Merchant & POS

What is Address Verification Service (AVS)?

Address Verification Service (AVS) is a fraud prevention system that helps limit fraud and chargebacks when used effectively. It verifies that the address a customer enters matches the cardholder's address on file with the issuer.