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Diagram illustrating the Card Personalization Validation (CPV) process

Credit Card

What is CPV (Card Personalization Validation)?

CPV stands for Card Personalization Validation. It is Mastercard's term for the set of recommendations and instructions defined for the card personalization process. The equivalent for Visa is called GPR (Global Personalization Requirements).

Illustration representing payment services data sharing

Payment Institutions & E-Money

What are Payment Services Data Sharing Services (OHVPS)?

Payment Services Data Sharing Services refers to the data sharing services used in the payment services set out in subparagraphs (f) or (g) of the first paragraph of Article 12 of Law No. 6493.

Mir, the Russian national payment scheme, shown on a payment card

Credit Card

What Is MIR, the Russian Payment Scheme?

Mir means World and Peace. It is a national payment system established by a law adopted by the Central Bank of Russia on 1 May 2017. It is currently accepted mostly by Russia-based companies, but acceptance is gradually spreading.

Credit card representing a periodic limit increase

Credit Card

What Is a Periodic Credit Limit Increase?

As credit card use grows, so does the importance of raising your limit to keep pace with inflation. Learn how periodic limit increases work, who qualifies, and the legal caps that apply.

Expiration date printed on the front of a payment card

Credit Card

What Is a Card Expiration Date?

What is a card expiration date? Learn why banks print this date on every card, how it's used in purchases, and what happens once it passes.

ATM cash trapping device attached to the cash dispenser slot

ATM

What is Cash Trapping?

Cash trapping is a type of ATM fraud in which criminals install a device on the ATM or interfere with its operation to trap dispensed cash, making it difficult to detect until the fraudster returns to retrieve the trapped money.

Diagram showing the three categories of API: internal, partner, and open API

Open Banking

How Many Types of API Are There?

API, used as an abbreviation for Application Programming Interface, is an interface that allows an application's functions to be accessed and used from outside or remotely, letting a server application be reached from different platforms.

American Express (Amex) card and logo

Credit Card

What Is an Amex (American Express) Card?

Amex is short for American Express, a payment scheme like Mastercard, Visa, or TROY. Learn its history, what sets Amex cards apart, and whether every website accepts them.

Architecture diagram of the Visa EAS Server within the Visa Secure 3-D Secure authentication flow

EMV

What Is the Visa EAS Server?

The Visa EAS Server (Extended Access Service) is a server used in Visa’s authentication infrastructure. It was developed to run the cardholder authentication process securely between banks and the Visa network, particularly within Visa Secure (3-D Secure 2.x).

Banking Regulation and Supervision Agency (BRSA) building and emblem

Payment Institutions & E-Money

What Is the BRSA?

The BRSA is the Banking Regulation and Supervision Agency, an autonomous agency that protects savers' rights, ensures banks operate soundly and securely, and contributes to the long-term growth and stability of Turkey's economy.