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Example of a parcel barcode label used in courier shipments

Courier & Delivery

What Is a Parcel Barcode Number and Why Is It Used?

A parcel barcode number, as the name suggests, is a barcode specific to a parcel, printed on it so that deliveries with similar characteristics can be sent in a separate parcel. It is produced in accordance with EAN-13 standards, like a regular barcode.

Bank ATM machine illustrating the difference between onsite and offsite ATM locations

Merchant & POS

What Are Onsite/Offsite ATMs?

ATMs, which once only let customers withdraw cash from their accounts, have now turned into a channel where almost all branch transactions can be performed, and these functions keep growing year after year. So, are there different types of ATMs...

Illustration representing the products and services KKB offers directly to its member institutions

Credit Card

What Products and Services Does KKB Offer Directly to Members?

KKB was established, under banking law, to enable the exchange of all kinds of information and documents among at least five banks, and it also shares credit information about customers. The Credit Bureau of Turkey also serves deposit banks, participation banks, financial institutions, and more.

Diagram illustrating how taxes are applied to payment institution money transfer commissions

Laws & Regulations

How Is Taxation Applied to Payment Institution Money Transfer Services?

When payment institutions and e-money institutions were first established, the commissions they collected from customers were subject to VAT. Because they carry out activities similar to banking, BSMV was also debated. The General Communiqué on Expense Taxes (Series No: 91) resolved this.

Customer paying credit card debt through a mobile banking app

Credit Card

How do I pay my credit card debt?

In the past, banking could only be done at branches, but with technology, customers can now check and pay credit card debt through ATMs, branches, internet banking, mobile banking, and the PTT post office.

Hand holding a credit card near an ATM screen used to check card debt

Credit Card

How Can I Check My Credit Card Debt?

In the past, banking transactions could only be carried out at branches, but with the advance of technology, customers can now complete their transactions through many channels without visiting a branch. Checking credit card debt is one of these.

Illustration showing different card printing methods

Credit Card

What Are the Card Printing Types?

While it is true that, with technological advancement, the trend of using payment transactions without a physical card via mobile phones has increased, there are many reasons why cards are still physically printed and delivered to customers.

Courier handing a package to a customer for cash-on-delivery payment

Merchant & POS

What Is Cash on Delivery?

Cash on delivery means paying for an online order at the moment of delivery, usually in cash, though some e-commerce sites also accept card payment at the door. It boosts sales and builds trust, but carries risks like missing POS terminals and refused deliveries.

Chart showing the global decline in the number of ATMs

ATM

The number of ATMs is declining worldwide

ATMs, which let us meet our cash needs, pay card debt, make transfers, and even withdraw or deposit cash via QR code without a card, have started losing popularity after all these years.

Diagram of internet banking security showing a login screen protected by a padlock

HSM & Security

What Should Be Done to Ensure Internet Banking Security?

In the past, banking meant going to a branch. Today, most transactions run through channels such as the Internet Branch, ATM and Mobile Branch, so improving internet banking security and regularly informing customers about it is important.